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Homeowners Premium Tax Reduction Act of 2026

HR 9978 · In committee · last action July 30, 2026

<p><strong>Homeowners Premium Tax Reduction Act of 2026</strong></p><p>This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.&nbsp;</p>

Sponsor

Gus Bilirakis (R-FL)

Associated votes

No votes recorded against this bill yet — vote coverage is a work in progress.

Official summary

<p><strong>Homeowners Premium Tax Reduction Act of 2026</strong></p><p>This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.&nbsp;</p>